Key Services

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   Appeal Property Taxes to lower the rate and increase the ROI.

   Offer a Quality Assurance Certification on all of our properties.

   Offer Risk Tolerance Advice for property selection.

   Perform Specific Market Evaluations.   

   
   Full Service Property Management with the best rates in the industry along with a complete Maintenance Staff who are readily available.

   Offer Preventative Maintenance including twice a year HVAC servicing & Lawn Care Services.

   Form LLCs, apply for EINs and open Business Bank Accounts that can give an investor tax benefits and offer an opportunity to build credit.
  • Or you can use a service like Incorporate Fast (only $425 for a Georgia LLC in 3-5 days...select the state, "Platinum" package, and click on "Rush Filing").
   
Act as Registered Agent, sign closing documents and offer other services on behalf of the LLC.

   Offer an Annual Filling of IRS Form 1065 & Schedule K1.  

   Through our affiliation, we have reduced Rate Insurances available to our investors.   
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Self-Directed Retirement Plans

You can use your retirement plan to purchase real estate!  Transfer or roll over your existing plan and take control of your financial future by having a retirement plan that allows you to create lasting tax deferred or tax free wealth.

There are several companies that provide these services and you can choose whomever you like.  Most investors are using Equity Trust.  They are the nation's leading provider of self-directed IRAs and 401Ks, with over 128,000 clients in all 50 states and close to $10 billion dollars of retirement plan assets under administration.  Equity Trust was founded by a real estate investor 35 years ago and is certainly one of the very best for education, fees and management.

Side by side comparison of self directed retirement plans:

IRA

  • $5,000 annual contribution limit
  • Income limit of $107K to $179K
  • 2 weeks to set up or transfer
  • Choose IRA or Roth IRA (tax deferred or tax free distributions)
  • Lower annual fees
  • More info Traditional IRA or Roth IRA

SEP IRA

  • 25% of business income up to $49,000 annual contribution limit
  • No limitation on income
  • 2 weeks to set up or transfer
  • Tax deferred (no Roth component)
  • Lower annual fees
  • More info

401K

Combine the benefits of both plans above...
  • $16,500 contribution limit plus 25% of business income ($49,000 max)
  • No limitation on income
  • 3 weeks to set up or transfer
  • Roth component included (both coexist within plan)
  • Higher annual fees
  • More info

For questions or to get started with the paperwork, go ahead and call Rob with Equity Trust at (888) 382-4727  x313 or CLICK HERE to view the website.
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Your own "Private Bank"

One of the most common stumbling blocks to investing is not having enough funding to act quickly.  Imagine being able to create a funding source from which you could easily and quickly draw upon funds to finance your investments.  By utilizing the “private bank” concept, this vision can become a reality.

Recent estimates place over $4 trillion within IRAs, 401Ks and other qualified programs across the country.  These funds can become available to you through the utilization of self-directed IRAs.

The “private bank” concept is borrowing money from an individual’s IRA (not a financial institution) for investments.  For example, an investor can borrow money from someone else’s IRA to complete an investment and pay the IRA back an amount of interest that is agreed upon in advance.  Since IRAs are an exempt entity, interest earned on the money loaned is tax-free or tax-deferred, depending on the type of IRA.

Lending institutions, insurance companies and venture capitalists have used similar concepts to raise money for years.  By utilizing self-directed IRAs, you can apply this concept to your investments, allowing you to become more profitable.

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Source:  Equity Trust

50% Financing to Increase ROI

'No Doc' financing has been arranged so you can leverage your available funds to purchase two Key Property homes rather than just one and significantly increase your return.  

Loan Terms:
  • 12% interest
  • 6 year loan  (fully amortized)
  • No qualifying for borrower (even retirement plans can get loans)
  • No pre-payment penalty
  • Key Property retained as property manager for duration of loan

Example below is a 3 Bdrm, 2 Bath home we sold in Palmetto, GA built in 2002.

This example shows that $60,000 essentially purchases one home or two and the ROI (Return On Investment) is the same at 13.96%...then the additional $7,240 that's required to purchase two homes, averages over 75% ROI for 30 years.  In other words, the additional $7,240 up front generates an additional $169,140 over 30 years.


Purchase with Cash - $60,000 (one home)
   13.96% ROI (per year)...418% ROI (30 years)

$58,250

$1,750
$60,000

$925
$42
$50
$38
$55
$42

$698

$251,220
Purchase Price

Closing Costs (i.e. title insurance)
Cash at Closing 

Monthly Rent  ($11,100/year)
Property Taxes  ($510/year)
Management Fees  ($600/year)
Hazard Insurance  ($450/year)
6% Vacancy Rate
Maintenance Allowance ($500/year)

Monthly Net Rent

Total Net Rent  (by 30 years)
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Purchase with Financing - $67,240 (two homes)
   20.84% ROI (average per year)...625% ROI (30 years)


$256
$1,396

$420,360

Monthly Net Rent (first 6 years)
Monthly Net Rent  (after 6 years)

Total Net Rent  (by 30 years)

NOTE - Financing option is for investors that want to purchase 2 homes instead of one.  This example is for two identical homes.

Each home as follows:
$58,250

$29,125
$1,995

$2,500
$33,620

$925
$42
$50
$38
$55
$42
$570

$128
$698

$210,180
Purchase Price

50% Down Payment
Closing Costs (i.e. title insurance, reserves & first year hazard insurance)
Lender Fee
Cash at Closing

Monthly Rent  ($11,100/year)
Property Taxes  ($510/year)
Management Fees  ($600/year)
Hazard Insurance  ($450/year)
6% Vacancy Rate
Maintenance Allowance ($500/year)
Loan Payment  (first 6 years)

Monthly Net Rent  (first 6 years)
Monthly Net Rent  (after 6 years)

Total Net Rent  (by 30 years)
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DISCLAIMER:  The estimates and assumptions used herein are not a guarantee for the performance of the investment and are subject to market risk.  Losses, lower or higher returns are attributed to market forces beyond control or prediction.
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© 2012 Key Investment Partners, LLC